Financing is part of our service and we want to offer our customers the best possible payment options.
You can discuss financing with your salesperson, or apply for a Alavus financing decision online.
Interest- and fee-free payment term with Alavus financing
Alavus financing is a flexible payment option for private individuals. With Alavus financing one month campaign you will receive one month of payment term without fees of interest, with the first bill due within month from delivery. The decision on the application is valid for 3 months from the date of approval. You can easily apply for Alavus financing online, it does not require security or co-signers.
If you apply for Alavus financing after you already have confirmed your order and received the order confirmation, you need to inform Alavus Ikkunat (the person you have had contact) that you have applied for financing. Financing needs to be applied week before appointed delivery week at the latest. For example if delivery week is on the order confirmation is 34/2023, the last chance to apply for financing is week 33/2023. Financing desicion is valid for 3 months from the apply date.
- Financing for 2 500 - 50 000 €
- Flexible payment term
- Interest rate OP-prime + 6,95 %*
- Invoicing fee 7 €/ month
- One month of payback time without interest or fees
- Option to pay off the entire loan early without additional fees
- Interest payments on the loan are tax deductible as with a home loan when used to finance basic renovations on a permanent home you own
OP's financing option is up to 84 months and does not include a credit card. Sales financing is a single one-off loan. Payments are equal amounts, but you can make extra payments or pay off the loan whenever you want without added charges. In addition, interest on the loan is tax deductible.
*The financing is a one-off loan. The effective interest rate for a loan of 7,500 euros is 10,50 % with an interest rate of OP-prime + 6,95 % (8,45 % 01/23) and an invoicing fee of €7/month. Estimated total amount payable €10 367. The calculation is based on the assumption that the entire credit is used, the credit interest rate, fees and charges remain constant through the loan term, and the credit is repaid in minimum monthly instalments of €128 euros (1,7% of loan amount) with a loan term of 82 months. The creditor is OP Corporate Bank Plc, Gebhardinaukio 1, FI-00510 Helsinki